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Housing Programs

Contact Information

Jennifer Barten, Homeownership Program Coordinator
Community Development - Housing Division

101 First Street SE
Cedar Rapids IA 52401


Phone: 
319-286-5874

Email:
j.barten@cedar-rapids.org

Department Contacts

Program Open 7/7/2021

The First Time Home Buyer program is open for applications as of July 7, 2021 at 8am.  The application is available at the online portal site by clicking here.  Be sure to select "First Time Home Buyer" from the list of programs.  Paper copies are available upon request; however, applicants are encourage to use the online portal to avoid delays.  Please contact us with any questions or issues with the application portal.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including the brochure, presentation, and frequently asked question documents.

 

Program OverviewSingle Family New Construction Housing
The FTHB program provides $1,000-$14,999 in down payment and closing cost assistance to eligible buyers.  The assistance is forgivable after 5 years.  

To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria
 
 

Home Buyer Education
Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line course that is HUD-approved, but applicants are able to take any course they choose. However, it must specifically state the course is offered by a "HUD-approved" counseling agency in order for it to meet the requirements of the First Time Home Buyer program.


Related Links


Contact
Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870
j.barten@cedar-rapids.org



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