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Housing Programs

Contact Information

Jennifer Barten, Homeownership Program Coordinator
Community Development - Housing Division

101 First Street SE
Cedar Rapids IA 52401



Department Contacts

Program Open - 3/6/2023

The First Time Home Buyer program  opened for new applications on Monday, March 6, 2023, at 8am.  The application is available through an online portal site, click here to go to the application portal and select "First Time Home Buyer Program".  Paper applications will be available upon request; however,  applicants are encouraged to use the online portal to avoid delays.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including the brochure, presentation, and frequently asked questions documents.

Program Overview
The FTHB program provides $1,000-$14,999 in down payment and closing cost assistance to eligible buyers.  The assistance is forgivable after 5 years.  

Single Family New Construction Housing
To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria

Document Section
Application Portal
Income Limit Chart (Updated 6/15/22)
Frequently Asked Questions
Income and Asset Document Checklist

Funding Status - N/A
Approved: - 
Pre-Qualified: - 
Remaining: - 
Applications Received: - 

Homebuyer Education
Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line homebuyer education course that is HUD-approved, but applicants are able to go through any agency they choose. However, it must specifically state the homebuyer education course is offered by a "HUD-approved" counseling agency in order for it to meet the requirements of the First Time Home Buyer program.  Please note:  the Fannie Mae Homeview Course does not meet the program requirements.

Related Links

Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870


© 2023  Cedar Rapids, Iowa, 101 First Street SE

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