HUD Guide to Buying a Home
Information on determining if homeownership is right for you, how much you can afford, shopping for a loan and knowing your rights as a homebuyer from the US Department of Housing and Urban Development. Click here for more information.
Homebuyer Education Classes
Horizons Consumer Credit Counseling Service offers in-person and online courses on the basics of purchasing a home and homeownership as well as offers pre-purchase counseling for buyers. Click here to visit their site for upcoming class dates and more information.
Homebuyer education classes can also be found online. Contact Housing Services for links to these classes.
City of Cedar Rapids First Time Home Buyer Program
The First Time Home Buyer Program provides $5,000 in down payment and closing cost assistance to increase the overall homeownership rate, create greater opportunity for homeownership among lower income and underserved households, and revitalize and stabilize communities. To qualify households must be below 80% area median income. The funds from the First Time Homebuyer Program cannot be used to purchase a home through ROOTs. Click here for more information.