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Housing Programs

Contact Information

Jennifer Barten, Homeownership Program Coordinator
Community Development - Housing Division

101 First Street SE
Cedar Rapids IA 52401



Department Contacts

Program Closed - September 13, 2019

The First Time Home Buyer program is closed and will not accept applications at this time.  The next funding round is anticipated to open in Spring 2020.  This page will be updated as details about the new funding round are available.

Note: the information below refers to the program guidelines for the 2018-2019 funding round that ended September 13, 2019.  The program will have updated guidelines and requirements with the Spring 2020 funding round.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including a link to the application and program forms, brochure, presentation, and frequently asked question documents. 

Program OverviewSingle Family New Construction Housing
The FTHB program provides $1,000-$5,000 in down payment assistance to eligible buyers.  The assistance is forgivable after 5 years.  

To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria

Details about these requirements can be found in the brochurepresentation, income limit chart, and FAQ.  Please note:  these documents contain the program information for 2018-2019 funding round.  They will be updated for the funding round beginning in 2020.
Funding Status

Document Section
Application (not available at this time)
Income Limit Chart (Updated 6/28/19)
Frequently Asked Questions

Program Application Forms:
Cash Contribution Form
Checking and Savings Account Deposit Form
Custody Support Form
No Taxes Form
Rental Property Form
Self-Employment Form
Zero Income Form

Home Buyer Education
Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line course that is HUD-approved, but applicants are able to take any course they choose. However, it must specifically state the course and agency are “HUD-approved” in order for it to meet the requirements of the First Time Home Buyer program.

 Contact:  Related Links:
Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870


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