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Housing Programs

Contact Information

Community Development - Housing Division
101 First Street SE
Cedar Rapids IA 52401



Department Contacts

Program Closed - April 28, 2018

The First Time Home Buyer program has stopped accepting applications for the 2017-2018 funding round as of April 28, 2018.  A wait list will be established for applications in process as they are completed, in the event additional funds become available.  The Fall funding round is anticipated to begin in the September/October timeframe, and applications will be available as that date approaches.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including a link to the application, brochure, presentation, and frequently asked question documents. 

Program OverviewSingle Family New Construction Housing
The FTHB program provides $1,000-$5,000 in down payment assistance to eligible buyers.  The assistance is forgivable after 5 years.  

To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria

Details about these requirements can be found in the brochurepresentation, income limit chart, and FAQ.
Funding Status - Updated 4/28/18
Approved: 27
Pre-Qualified: 4
Remaining: 0

Document Section 
Application (not currently available)
Brochure (2017-2018 program)
Income Limit Chart
Frequently Asked Question

Feel free to check out our YouTube video of the 
presentation! Here's the breakdown of topics.

  • Introduction and Overview
  • Program Steps
  • How to Apply
  • Income Eligibility
  • Property Requirements
  • Approval and Closing
  • Frequently Asked Questions

Home Buyer Education

Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line course that is HUD-approved, but applicants are able to take any course they choose. However, it must specifically state the course and agency are “HUD-approved” in order for it to meet the requirements of the First Time Home Buyer program.

 Contact:  Related Links:
Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870


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