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Housing Programs

Contact Information

Jennifer Barten, Homeownership Program Coordinator
Community Development - Housing Division

101 First Street SE
Cedar Rapids IA 52401


Phone: 
319-286-5874

Email:
j.barten@cedar-rapids.org

Department Contacts

Program Suspended March 17, 2020

In an effort to limit public interactions and gatherings, and to protect the health and safety of our residents and employees as much as possible, the First Time Home Buyer program will be temporarily suspended.  No new applications will be accepted during this time.  All applications currently in process will be frozen in place, and will be processed in order when the program re-opens.  

City Hall will remain closed to the public.  If you have documents to provide, please use one of the options below:

  • Email:  j.barten@cedar-rapids.org
  • Fax:  319-286-5870
  • Mail:  101 First Street SE, Cedar Rapids, IA  52401
  • Drop box:  Outside City Hall at the corner of First Avenue and First Street SE (it is the water payment drop box, but it is available for other documents)

Again, please note applications will not be processed during this time.  As any additional information becomes available, we will be in contact.  Please feel free to reach out with questions or concerns. We appreciate your support and understanding during this time.



The First Time Home Buyer program began accepting applications on March 2, 2020 at 8am.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including a link to the application and program forms, brochure, presentation, and frequently asked question documents. 


Program OverviewSingle Family New Construction Housing
The FTHB program provides $1,000-$14,999 in down payment and closing cost assistance to eligible buyers.  The assistance is forgivable after 5 years.  

To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria
 

Details about these requirements can be found in the brochurepresentation, income limit chart, and FAQ.  Please note:  these documents have been updated for the funding round beginning in 2020.
 
Funding Status - 3/16/20
Approved: 4
Pre-Qualified: 0
Remaining: 6



Document Section
Application (not available at this time)
Brochure
Presentation
Income Limit Chart (Updated 6/28/19)
Frequently Asked Questions

Program Application Forms:
Cash Contribution Form
Deposit Form
Child Support FormNo Taxes Form
Rental Property Form
Residency Verification Form
Self-Employment Form
Zero Income Form

Home Buyer Education
Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line course that is HUD-approved, but applicants are able to take any course they choose. However, it must specifically state the course is offered by a "HUD-approved" counseling agency in order for it to meet the requirements of the First Time Home Buyer program.

 Contact:  Related Links:
Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870
j.barten@cedar-rapids.org



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