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Housing Programs

Contact Information

Community Development - Housing Division
101 First Street SE
Cedar Rapids IA 52401


Phone: 
319-286-5872

Email:
CD-HSG-Rehab@cedar-rapids.org

Department Contacts

Program Closed - Update 9/5/2018

The First Time Home Buyer program is currently closed.  However, we anticipate opening the program on October 1, 2018.  We will update this page when the official start date is determined.  There is an information list for those who wish to be notified when there is an update to the program.  Email j.barten@cedar-rapids.org to be added to the list.  Application will be available as the start date approaches.  Note:  there may be changes to the program guidelines from previous years, and information regarding changes will be provided as they are finalized.

Funds are available on a first come, first served basis, and applications will be reviewed in order.  Additional details can be found in the Document Section below, including a link to the application, brochure, presentation, and frequently asked question documents. 


Program OverviewSingle Family New Construction Housing
The FTHB program provides $1,000-$5,000 in down payment assistance to eligible buyers.  The assistance is forgivable after 5 years.  

To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria
 

Details about these requirements can be found in the brochurepresentation, income limit chart, and FAQ.
 
Funding Status
Approved:
Pre-Qualified:
Remaining:

Document Section 
Application (not currently available)
Brochure (2017-2018 program)
Presentation  (2017-2018 program)   
Income Limit Chart
Frequently Asked Question (2017-2018 program)

Feel free to check out our YouTube video of the 
presentation (2017-2018 program)! Here's the breakdown of topics.

  • Introduction and Overview
  • Program Steps
  • How to Apply
  • Income Eligibility
  • Property Requirements
  • Approval and Closing
  • Frequently Asked Questions



Home Buyer Education

Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line course that is HUD-approved, but applicants are able to take any course they choose. However, it must specifically state the course and agency are “HUD-approved” in order for it to meet the requirements of the First Time Home Buyer program.

 Contact:  Related Links:
Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870
j.barten@cedar-rapids.org



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