Health Care
Comprehensive Health Care coverage is available to employees and eligible dependents. The City of Cedar Rapids health insurance is administered by Principal Financial Group .
The plan design is Midland's Choice - Principal .
- Preferred Provider Organization (PPO)
- Co-insurance:
Participating providers - 90% plan / 10% employee
Non-participating providers - 80% plan / 20% employee
- Prescription drug card: 10% co-insurance for generic; 25% co-insurance for brand formulary; 40% co-insurance for non-brand formulary
- Electronic claims processing.
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Dental Care
Dental coverage is available to employees and eligible dependents, which is administered by Delta Dental of Iowa.
- 100% routine diagnostic and preventative services (2 per year) covered.
- 80% routine restorative services covered without deductible
- 50% major restorative services covered after deductible.
- $1,000 maximum benefit per individual per benefit year for all services.
- Orthodontics apply to dependents under age 19, with maximum lifetime benefit of $750 over 2-year period.
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Flex Leave
Combines traditional leaves (vacation, sick leave, funeral leave, personal days) into "paid-time-off" accounts. Accounts include:
- Flex Leave - monthly accrual, annual cash-out option - enriched accrual schedule for salaried positions.
- Long-Term Illness and Injury - coordinates with long-term disability insurance.
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Educational Assistance
Available to full-time non-bargaining employees who have completed a probationary period. Coursework must be at accredited institution. Covers degree program, or position-related course. Covers tuition and books at 60% up to maximum of $1,700 per calendar year. Requires grade "C" or above for reimbursement. Reimbursement required for payments made in previous 12 months in event of resignation.
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Life Insurance
- Base Life Insurance policy of $10,000 at no cost to the employee.
- Supplemental Life Insurance policy paid by employee; $50,000 cap for bargaining employees, $100,000 cap for non-bargaining employees.
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Long-Term Disability Insurance
The Long-Term Disability insurance is offered to the employee at no charge.
- 90 calendar day waiting period before benefit payments begin.
- This benefit will pay 66 2/3% of gross salary, minimum $50/month.
- Offset for other disability payments (i.e. social security)
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Iowa Public Employees Retirement System (IPERS)
- Membership mandatory.
- State-administered system (does not cover Police & Fire personnel).
- Contributions:
Employee - 4.30%
City - 6.65%
- Vested at 4 years.
- http://www.ipers.org/
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Municipal Fire & Police Retirement System of Iowa (MFPRSI)
- Covers Police and Fire civil service.
- State-administered system.
- Contributions:
Employee - 9.35%
City - 17.00%
- Vested at 4 years.
- http://mfprsi.org/
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Deferred Compensation (IRS Section 457)
Voluntary employee-funded retirement savings program.
- Federal/State tax deferred.
- Minimum deferral - $10 bi-weekly; maximum contributions as defined by current law.
- Choice of providers and investment options.
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Longevity
Semi-annual payments recognize long-term service.
Years of Service |
Monthly Payment |
5 |
$20 |
10 |
$40 |
15 |
$60 |
20 |
$80 |
25 |
$100 |
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Employee Recognition Program
This program includes length of service awards, retirement awards, customer service and other recognition activities.
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Employee Assistance Program
Provides no-cost counseling and referral services to employees and family members for marital, financial, mental, substance abuse, legal or other problems.
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Benefit Summaries by Classification/Unit
To view current Benefit Summaries click the link(s) provided below:
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Salary Pay Grades by Classification/Unit
To view current Benefit Summaries click the link(s) provided below:
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Collective Bargaining Agreements by Classification/Unit
To view the current contract for each bargaining unit click the link(s) provided below:
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